Commercial Property Insurance

Excess & Surplus Commercial Property Insurance

No matter how small or large your Commercial Property is, how updated or distressed it may be….this product is designed to cover Commercial Buildings and Business Personal Property.  Subject to market appetite and underwriting guidelines, we offer Basic or Special 3, 6, 9 or 12-month policy terms on a monoline or package basis.

Eligible Risks Include:

  • Distressed Property
  • Unprotected Property
  • Chemicals, Plastics, Paints
  • Healthcare Facilities
  • Lessors Risk
  • Municipalities
  • Builders Risk
  • Rehabs
  • Apartments
  • Condominiums
  • Contractors Equipment
  • Nightclubs, Restaurants, Bars and Taverns
  • Habitational
  • Hotels and Motels
  • Manufacturing
  • Mercantile
  • Office Buildings
  • Malls and Strip-Malls
  • Vacant
  • Many More…

Coverages Include (subject to market appetite and underwriting guidelines):

  • Business Personal Property
  • Inland Marine
  • Wind Deductible Buyback
  • Difference in Conditions
  • Ocean Marine
  • BOP’s
  • Auto Physical Damage
  • Wind, Flood, Earthquake
  • Excess Flood
  • Special Form
  • Replacement Cost
  • Auto Truck/Physical Damage
  • Boiler / Equipment Breakdown
  • Buffer Layers
  • Equipment Floaters
  • GKLL / WKLL
  • MTC
  • More…

Fisher Insurance will quickly respond to inquires while providing the best in customer service.