Business Owner’s Policy Insurance (BOP)

A Business Owners Policy (BOP) is a great way for medium to small sized businesses to obtain broad coverage. A BOP will provide coverage for your business property, product liability, general liability, employee dishonesty, building coverage, equipment breakdown coverage, and other special coverages depending on your specific situation.

An example of a covered loss would be unexpected smoke damage to your building or liability from a customer getting injured on your premise. In addition, business income coverage could help your business continue until normal operations resume after a covered loss. Without the proper coverage, a lawsuit against your business resulting from an injured customer could potentially put you out of business.

 

Types of Businesses that would benefit from a BOP:

  • Contractors
  • Owners of Apartment Buildings
  • Manufacturers
  • Office
  • Restaurants
  • Technology firms
  • Wholesalers
  • Convenience Stores
  • Hotels
  • Dry Cleaners
  • Storage Facilities