Garage Operations Insurance

Garage insurance is a coverage typically used for car dealerships, auto repair shops, service stations, and parking garages. It’s essential for these types of businesses to have liability coverage to protect both general liability and automobile liability exposures, as well as coverage for premises liability, products liability, automobile liability, and physical damage protection to vehicles.

  • Garage Liability-This coverage helps pay for liability claims resulting from operations involving the ownership, maintenance, or use of a covered auto. It doesn’t cover accidents that occur that don’t involve a covered auto; which are usually autos held as inventory by a dealer.
  • Garage Operations-This coverage is for bodily injury or property damage that results from operations other than the ownership, maintenance, or use of covered autos.

 

  • Car Dealers
  • Boat Dealers and repair
  • Farm Equipment Dealers
  • Heavy Truck Dealers
  • Motorcycle Dealers
  • Tire Dealers
  • Valet Parking Service
  • Parking Lots and Garage