Hired and Non-Owned Auto Liability coverage can be crucial to your business even if your business does not own its own vehicles. If one of your employees causes an accident while using their own vehicle for business purposes, this policy will provide coverage. If your business doesn’t have this coverage both the employee and the business can be exposed to significant risks.
Hired Auto Insurance provides liability protection when you are driving a vehicle that is not owned by you or your business and not registered to you. This coverage will protect you if you rent a vehicle for a period of less than 30 days
Non Owned Auto insurance provides coverage for your company if a lawsuit if filed against you due to an automobile accident involving a vehicle not owned by your business, being used for business purposes.