Condo insurance is a must have because it alleviated the burdens involved with a condo residency. For example, while your association dues help pay for upkeep of the common areas, they do not cover everything. Typically, you need coverage for your personal property within your own unit. You are also liable if someone injures themselves on your property.
Condo Insurance goes beyond condo association coverage
As the owner of a town home or condo, you have different insurance needs than the typical homeowner. Not only do you own your individual condo, you also share ownership in the common areas and overall structure of your building.
Condominium insurance provides protection where condo associations do not. Condo and town home coverage protects your possessions within your unit. This including furniture, appliances, kitchen and bath facilities and your personal items. When you upgrade your unit, any improvements you make may also be covered under your policy, including wall units, renovations, wallpaper.
Contact Fisher Insurance for a Free Quote
If you would like to feel more secure, consider a condo or town home insurance policy from Fisher Insurance Agency.