Garage Keepers Legal Liability insurance provides protection for businesses that are in the care, custody, or control of third party’s auto. This coverage is critical if you operate a service station, auto repair shop, towing service, or similar business involving someone elses auto. It is important to make sure that you are covered in the event of a loss whether it’s a vehicle catching fire in your garage, a vehicle left in neutral rolls into the street, vandalism, etc.
If you own a car dealership you will also need Garage Liability. For example, your Garage Keepers liability will not cover you for a loss resulting from test driving a vehicle.